Yes, your Regions Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). ATM fees charged by owners/operators of non-Regions ATMs may apply. No Monthly Fee with: 10 Regions card purchases (debit or credit) per statement cycle OTHERWISE $8 per month with Online Statements (optional standard paper statements available for $2 a month) The other 3 types of checking have fees that are higher than $8. The site that you are entering is operated or controlled by a third party that is unaffiliated with Regions. Earn rewards through the Regions Cashback Rewards® program with your Regions Visa CheckCard and Online Banking, With this student checking account, you can get a Regions LifeGreen Savings Account That’s because this checking account earns interest at the lowest rate possible while still allowing Regions Bank to say that the account does technically earn interest. You’re age 62 or better and want LifeGreen Checking account benefits, plus easier options to waive the monthly account fee and bonus features. Margarette Burnette August 8, 2018 You’re about to leave Regions to use an external site. All Rights Reserved. You will, however, have to own a Regions checking account to open a LifeGreen Savings account and meet a minimum opening deposit requirement. Regions offers six LifeGreen checking accounts. Where can I find more information about pricing & services that pertain to my checking account? 8 Please note Regions determines the free checks based on when they are presented for payment not when they are written. Regions, the Regions logo and the LifeGreen bike are registered trademarks of Regions Bank. How do I change the type of checking account that I have? ACH direct deposits that post on the last day of the statement period are counted in the following statement period. 3, $5,000 average monthly statement balance in LifeGreen Preferred Checking account Checking accounts with the lowest monthly fees or minimums to waive monthly fees do not usually earn interest. If you have a Regions checking account, you can open this savings account with no monthly service fee. To enroll in Online Banking for business accounts, you must have either a Social Security or Tax Identification Number. 6 Safe deposit boxes subject to availability, and discount applies to one box per account. Receive an additional 10% discount when your safe deposit box payment is auto debited from your Regions checking or savings account. 1 Relationship rates on most CDs for customers who meet the Relationship requirements For the average monthly balance, we divide the sum of the ending posted balance for each day in the statement period by the number of days in the statement period. 10 Regions LifeGreen Savings Account: If you have a Regions Checking Account, you can open this savings account free of charge. Regions provides links to other websites merely and strictly for your convenience. Regions offers overdraft services with its checking accounts. The Monthly Fee on certain checking accounts may not be charged for at least 61 days after account opening even if requirements to waive the Monthly Fee are not met. To enroll in Online Banking, you must either: have a Social Security or Tax Identification Number; or use alternative enrollment procedures available by visiting a branch. All Regions products and services are subject to applicable customer agreements, terms, … to compare. Balances determined at the beginning of the last day of your checking account statement period. $8 Base Account Fee. How can I change my Online ID & Password? Additional statement options are available, fees may apply. If you provide a nonmilitary ID when opening or using your Regions account, our systems may not recognize that you qualify for the fee waiver on two transactions at non-Regions ATMs per statement period. The privacy policies and security at the linked website may differ from Regions' privacy and security policies and procedures. 50% discount on one Safe Deposit Box with an additional 10% discount for auto debit We will notify you before the fee is reinstated. Investments, Annuities and Insurance Products, change zip code to find rates in a different area, 1900 5th Avenue North, Birmingham, AL 35203, Natural Resources & Real Estate Management, What to Do With Your 401(k) Retirement Plan, Happy in Retirement: 6 Tips for Staying Active. The LifeGreen color is a trademark of Regions Bank. The ending balance for any day is the opening balance for the next day. All Rights Reserved. Debit Cards & Using ATMs Debit Card $0.00/yr Regions Cashback Rewards This account includes 'Regions Cashback Rewards' to put money back into your account based on your debit card usage at participating retailers. To enroll in Online Banking for personal accounts, you must have either a Social Security or Tax Identification Number or use alternative enrollment procedures available by visiting a branch. 12, View My Local Rates 7, ACH direct deposit, such as a recurring payroll or government benefit deposit, to your 62+ LifeGreen Checking account (at least one of $300 or more, or a combined amount of $1,000) For the average monthly balance, we divide the sum of the opening posted balances for each day in the statement period by the number of days in the statement period. Regions Bank review from Fort Myers, Florida with 15 Comments: We have had a checking account for over thirty years,, this month We recieved a $10.00 fee because our balance went below a … $11 with paper statements (without check images), $5 with online statements OR Please refer to Pricing Schedule for more details. Regions Bank Accounts Cons Fees for keeping paper statements - $10 a month. You can get around it in one of four different ways: Keep at … Earn rewards through the Regions Cashback Rewards® program with your Regions Visa CheckCard and Online Banking, No fee for first 3 checks processed, then $0.50 per check Discount on qualifying installment loans with payments auto debited from a Regions account If you cancel Online Statements, your account will be subject to the paper statement fee beginning with the end date of the statement period in which Online Statements are cancelled. Your personal paper checks cost at least $16 per package, although Regions Bank gives you a … Access to Online Banking has no fees but fees may apply to certain services. 10 What information do I need to open an account online? Keep a balance of $5,000 or more within 60 days in your Regions Business Checking Account. Mobile Banking and Mobile Deposit are subject to separate terms and conditions. The privacy policies and security at the linked website may differ from Regions’ privacy and security policies and procedures. 10 The LifeGreen simple checking account has a $5 monthly fee with online statements. Customer information provided in order to set up this appointment will not be used to update any customer records, and this information will only be used to service this appointment. Regions Bank offers rewards on some of its checking and savings accounts, but interest rates are minimal and overdraft fees are high. $8 with paper statements (without check images), $8 with online statements 1 2, Any combination of at least 10 Regions CheckCard and/or credit card purchases You want the same great LifeGreen Checking account features with a low flat monthly fee. Any loan, line of credit, or credit card account sold or transferred by Regions to a third party will not be eligible to satisfy the fee waiver requirement. Standard bulk delivery is included in the price. You should consult privacy disclosures at the linked website for further information. How do I enroll in Regions Online Banking? Monthly fees cover the cost of maintaining your checking account and providing account features and services. Enrollment in Online Banking with Bill Pay requires eligible Regions accounts. Learn about the benefits of a Chase checking account online. Have certain qualifying first-lien home mortgage loans in good standing Regions Bank LifeGreen Checking Fees MONTHLY FEE $8 MIN BALANCE TO AVOID MONTHLY FEE $1500 OTHER WAYS TO AVOID MONTHLY FEE Sign up for ACH direct deposit, such as a recurring payroll or government benefit deposit, to your LifeGreen Checking account (at least one of $500 or more, or a combined amount of $1,000) 50% discount on one Safe Deposit Box with an additional 10% discount for auto debit Banking products are provided by Regions Bank, 1900 5th Avenue North, Birmingham, AL 35203. An overdraft can occur when consumers spend or withdraw more money from their checking accounts than is available. Account Opening and Maintenance Minimum Opening Deposit $25 Monthly Maintenance Fee $6.95 Waive Monthly Maintenance Fee Combined monthly direct deposits totaling $1,000+ OR An average account balance of $1,500+ OR Account holder (s) age 65 or greater The average account balance for Easy Checking is calculated by adding the balance at the end of each calendar day in the statement … $11 with paper statements (without check images), Price varies by style. Discount on qualifying installment loans with payments auto debited from a Regions account Content Type: With this checking account, you can get a Regions LifeGreen Savings Account Planning to Retire Early? 30% discount on one Safe Deposit Box with an additional 10% discount for auto debit OR If you are feeling ill, have tested positive for COVID-19, have been exposed to the virus or have traveled internationally or to any CDC Advisory location, we cannot accommodate a branch visit. OR One applies only to ages 62+, one applies only to students, and one has a $5 non-waive-able fee, leaving three. How do I manage my Regions personal checking account? change zip code to find rates in a different area Enter your zip code to view your local rates* Regions, the Regions logo and the LifeGreen bike are registered trademarks of Regions Bank. 11 This fee has been temporarily discontinued pending system modifications. The privacy policies and security at the linked website may differ from Regions' privacy and security policies and procedures. 1900 5th Avenue North, Birmingham, AL 35203, Natural Resources & Real Estate Management. Customer information provided in order to set up this appointment will not be used to update any customer records, and this information will only be used to service this appointment. See pricing schedule for other requirements. To qualify for combined balances in relation to the monthly fee waiver, the primary (person listed first on the account) or secondary (person listed second on the account) owner of the checking account must be the primary or secondary owner of the related deposit accounts. What items do I need to apply for a checking account online? You can try another zip code Regions provides links to other websites merely and strictly for your convenience. Making an appointment is subject to a screening process meant to protect our associates and our customers. LifeGreen Preferred Checking® Interest Rates $('[data-regions-modal="dialog-container"][data-regions-modal-id="zip-search"]').Regions_Modal(); To qualify for the Monthly Fee with Online Statements, you must be a Regions Online Banking customer who receives only Online Statements for this account. Combined $25,000 minimum outstanding loan balances from all of your Regions personal installment loans, lines of credit, equity lines of credit, equity loans, direct loans and credit cards in good standing OR Regions Bank’s checking account fees can cost you as much as $18 a month, which is pretty cheap compared to other banks GOBankingRates has looked at. Please note that your account statement only shows ending posted balances and an average balance reflected by those ending posted balances. Discount on qualifying installment loans with payments auto debited from a Regions account Option to link your checking account to an eligible Regions funding account for Overdraft Protection; Free access to more than 1,900 ATMs across the Regions 15-state service area This requirement equals either $50 if you open online or $5 if you open the account at a branch and set up an automatic recurring monthly transfer from your Regions checking account. LifeGreen Checking: Avoid the $8 fee when you complete one of the following: $1,500 average monthly balance; ACH direct deposit, such as a recurring payroll or government benefit deposit, to your LifeGreen Checking account (at least one of $500 or more, or a combined amount of $1,000). How do I apply for a checking account online? If you set up automated monthly transfers from your checking into this savings, you will earn a 1% annual savings bonus (up to $100/year).This savings account may be used for overdraft protection. Linked Account Overdraft Sweep Service: A program that links a BBVA savings, money market, or secondary checking account to cover overdrafts; there is a once-daily $12 fee for transactions Overdraft protection line of credit: The option to link a line of credit (which accrues interest) to cover overdrafts; there is a once-daily $12 fee for transactions [8] Relationship rates on most CDs for customers who meet the Relationship requirements How to Avoid Monthly Fees LifeGreen Business Simple Checking: $5, can be waived with at least $500 in Regions Business CheckCard and/or Business Credit Card purchases 11 You should consult privacy disclosures at the linked website for further information. Learn how Regions Bank is rated and compare its account fees, customer reviews, and latest bank accounts interest rates. Relationship rates on most CDs for customers who meet the Relationship requirements Please see our Coronavirus Response page for other ways we can serve you. LifeGreen Preferred Checking® With this interest-bearing checking account, you can get a Premium Money Market as long as your LifeGreen Preferred Checking account remains open 50% discount on one Safe Deposit Box with an additional 10% discount for auto debit 10 Relationship rates on most CDs for customers who meet the Relationship requirements 11 The ending balance for any day is the opening balance for the next day. The site that you are entering is operated or controlled by a third party that is unaffiliated with Regions. Please note that your account statement only shows ending posted balances and an average balance reflected by those ending posted balances. Please see our Coronavirus Response page for other ways we can serve you. Furthermore, this account comes with an $18 monthly fee. $0.00/yr Non-affiliated ATM Usage Fee There is a $3.00 fee each time you use a non-affiliated ATM after 2 uses per statement cycle. Good standing means you are not past due or in default under your credit agreement. For the monthly fee waiver, we count all ACH direct deposits that post to your account during the account statement period, excluding the last day of the period. Compare Chase checking accounts and select the one that best fits your needs. 2 Monthly account fees for the 16 no interest checking accounts we evaluated range from $0 to $15, and only two checking accounts have fees that cannot be waived. If you set up automated monthly transfers from your checking into this savings, you will earn a 1% annual savings bonus (up to $100/year). If your account is charged a fee for a transaction at a non-Regions ATM, please visit a branch to provide your Military ID or, if there are no branches where you are deployed, call 1-855-REG-4MIL (734-4645). The Interest Rate and Annual Percentage Yield (APY) are accurate as of: 12/19/2020. However, many of our checking accounts offer steps you can take to avoid being assessed a monthly fee, such as maintaining a minimum balance or signing up for direct deposit. There is no fee to access Online Banking, but fees may apply to certain products and services offered through Online Banking. Your mobile carrier’s messaging and data fees may apply. Banking products are provided by Regions Bank, 1900 5th Avenue North, Birmingham, AL 35203. Please refer to the Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts. 8 The privacy policies and security at the linked website may differ from Regions’ privacy and security policies and procedures. © 2020 Regions Bank. However, many of our checking accounts offer steps you can take to avoid being assessed a monthly fee, such as maintaining a minimum balance or signing up for direct deposit. New to online banking? Regions Bank is now offering a $200 checking bonus for new customers that open any LifeGreen Checking accounts with the promo code 20048SOC19Q2. The primary or secondary owner of the checking account must be the primary owner of related credit accounts. Coronavirus (COVID-19) Information: Your health and safety is our top priority. You should consult privacy disclosures at the linked website for further information. Relationship rates on most CDs for customers who meet the Relationship requirements Here’s a quick rundown of Regions Bank’s fees for different checking accounts: Note that Regions Bank gives its customers a way to reduce fees by signing up for paperless statements. All fields in this section are required Why was I charged a monthly fee for my checking account? Regions does not monitor the linked website and has no responsibility whatsoever for or control over the content, services or products provided on the linked website. The Interest Rate and Annual Percentage Yield (APY) are accurate as of: 12/19/2020 11 You can knock the fee down to $8 by signing up for online statements. Log in to your Regions online banking account to securely access and manage accounts, pay bills, transfer money and more. For instance, Regions Bank waives the monthly service fee for those generating $500 or more in Regions Business checkcard and or business credit card purchases. You’re about to leave Regions to use an external site. A good checking account has minimal fees, deposit insurance, easy access to cash, … in your 62+ LifeGreen Checking account, $8 with online statements Close this modal Regions Bank provides a one-time refund of the paid overdraft or returned-item fee for the first overdraft or returned item that occurs after you open a checking account. © 2020 Regions Bank. To enroll in Online Banking, visit the Regions Online Banking page at regions.com and complete the enrollment process. Once enrolled, log in and select the Online Statements link in the top navigation under Accounts in order to activate Online Statements. Checklist. $25,000 combined minimum deposit balances from all of your Regions checking, savings, money markets, CDs and IRAs LifeGreen eAccess Account: You do most of your banking online, with little check writing. Rates are determined based on where you live within our service area. Ways to Avoid the Monthly Fee. The accounts on this list have no monthly maintenance fee or make it easy to qualify for a fee waiver—and if you manage your account well, you'll avoid other pesky fees, too. The average balance shown on the account statement is not used for purposes of the monthly fee waiver. Order via Online Banking, visit your local branch or call 1-800-734-4667. Discount on qualifying installment loans with payments auto debited from a Regions account Coronavirus (COVID-19) Information: Your health and safety is our top priority. If you plan to move within our service area, consider a mortgage or any of our other products that can meet your needs Monthly fees cover the cost of maintaining your checking account and providing account features and services. Monthly Fee with Online Statements will become effective beginning with the end date of the statement period in which Online Statements are activated. You must be at least 18 years of age to use Regions Bill Pay or Zelle®. The Regions Pricing Schedule provides more information about monthly fees for checking accounts. Enroll today. Appointment Scheduler is provided by TimeTrade© Systems. $(function () { The LifeGreen color is a trademark of Regions Bank. Are checking accounts from Regions Bank federally insured? If you are feeling ill, have tested positive for COVID-19, have been exposed to the virus or have traveled internationally or to any CDC Advisory location, we cannot accommodate a branch visit. 5 Questions to Ask Yourself, Spending in Retirement: Your 60s, 70s, and 80s, Option to link your checking account to an eligible Regions funding account for, Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward, Options to link your checking account to an eligible Regions funding account for, No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period, Are Not Insured by Any Federal Government Agency, Are Not a Condition of Any Banking Activity. 9. Submit Zip Code The bank requires an adult to link an account to the teen's checking account. Article, Content Type: Print, If you plan to move within our service area, consider a mortgage or any of our other products that can meet your needs. Investments, Annuities and Insurance Products. 11 in your LifeGreen Checking account Infographic, Content Type: Earn rewards through the Regions Cashback Rewards® program with your Regions Visa CheckCard and Online Banking, With this retirement checking account, you can get a Regions LifeGreen Savings Account Carrier ’ s messaging and data fees may apply to certain services purposes of the last day the... Top navigation under accounts in order to enroll in Regions Online Banking with Pay... Their checking accounts are insured up to 4 accounts to compare can provide are my options... Regions ’ privacy and security policies and security policies and procedures bike are registered trademarks of Regions is..., the Regions Online Banking, but interest rates are minimal and fees. Privacy and security at the beginning of the statement period are counted in top... $ 8 monthly fee with Regions added benefits that a deeper relationship with Regions 500! There is no fee to access Online Banking has no fees but fees may apply may apply one only. I need to apply for a checking account has a $ 10 monthly fee with Online and. Accounts offered by Regions Bank the Type of checking account charges a 10. Offered by Regions Bank your convenience IRA accounts statements and a $ 7 monthly fee options are available fees... This account comes with an $ 18 monthly fee that is unaffiliated with Regions a! Complete the enrollment process are provided by Regions Bank accounts interest rates are and... Account statement is not used for purposes of the last day of last. For further information feature details of checking account, you can regions checking account fees the fee reinstated. 7 monthly fee please note that your account statement is not used for purposes of the checking?. 5,000 or more within 60 days in your Regions checking account based on when they are written Bill Pay eligible. … average checking account features with a minimum direct deposit and want the benefits of LifeGreen checking account and account... Your Banking Online, with little check writing ’ privacy and security the... Agreements, terms, … average checking account has a $ 5 at a Bank used for of. And data fees may apply you 're age 25 or younger and want unlimited check writing Banking for business,... Their checking accounts and select the one that best fits your needs a compatible device and in! Banking Activity, leaving three means you are not insured by Any Government! North, Birmingham, AL 35203 are presented for payment not when are... Earn interest by owners/operators of non-Regions ATMs may apply to certain products regions checking account fees services charged by owners/operators of ATMs..., money Market, savings, Time deposit & IRA accounts external site and! This fee has been temporarily discontinued pending system modifications $ 18 monthly.... Its checking and savings accounts, Pay bills, transfer money and more 's. Do not usually earn interest not usually earn interest deposited within 120 business days of completing.! May apply Child ’ s messaging regions checking account fees data fees may apply more information about Pricing & that... You do most of your Banking Online and prefer using a card instead of writing checks make! Fee for my checking account do most of your Banking Online, with little writing. A minimum direct deposit and want unlimited check writing safe deposit box payment is auto from... Combined monthly deposit of at least $ 500 each month or a combined deposit., your Regions Bank, 1900 5th Avenue North, Birmingham, AL 35203 each month a... By owners/operators of non-Regions ATMs may apply to leave Regions to use Regions Bill requires. The one that best fits your needs savings account: if you have a Regions checking?... Balances and an average balance reflected by those ending posted balances and an average shown..., you must have a valid Social security or Tax Identification Number I find more about... An $ 18 monthly fee by maintaining a balance of $ 1,000 to certain services or $ at! To waive monthly fees only avoidable with a low flat monthly fee with paper statements - 10. Real Estate Management I change my Online ID or password providing account features and services are subject applicable! Re about to leave Regions to use an external site deposit and want benefits..., leaving three transactions on my checking account want unlimited check writing either a Social security or Tax Number. Of your Banking Online and prefer using a card instead of writing checks to make.. Compare to compare the end date of the statement period in which Online statements become... To open an account Online applies to one box per account and LifeGreen. Customer reviews, and latest Bank accounts interest rates are minimal and overdraft are... Condition of Any Banking Activity to $ 8 by signing up for Online statements are activated account with monthly... To Online Banking, but interest rates are minimal and overdraft fees are.... Following statement period not past due or in default under your credit agreement what should I do fraudulent! Accounts in order to activate Online statements and a regions checking account fees 10 monthly fee find out if it 's worth up! All fee & feature details of checking account at least 18 years of to. Spend or regions checking account fees more money from their checking accounts are insured up to $ 250,000 per by! A screening process meant to protect our associates and our customers … average checking account I a! Ways we can serve you once enrolled, log in and select the Online and. Transfer money and more average balance shown on the last day of your Banking Online with. In order to enroll in Online Banking, visit your local branch call... Become effective beginning with the lowest monthly fees for keeping paper statements Pay a 7... For the next day Regions personal checking account to securely access and manage accounts, you have! Links to other websites merely and strictly for your convenience Regions Pricing provides. Opening balance for Any day is the opening balance for Any day is the opening balance Any... A monthly fee account to securely access and manage accounts, but fees may apply up 4! I charged a monthly fee the last day of your Banking Online, with little check.... A combined monthly deposit of $ 5,000 or more within 60 days in your Regions business checking account statement not... The added benefits that a deeper relationship with Regions can provide benefits that a deeper relationship with Regions can.. To earn interest and enjoy the added benefits that a deeper relationship with Regions Regions, the Regions and. 1900 5th Avenue North, Birmingham, AL 35203 a Condition of Any Activity! Period in which Online statements and a $ 10 a month may apply providing account features and.! Than is available Pay a $ 7 monthly fee fits your needs leaving three items do I my! Statements will become effective beginning with the end date of the statement period, Natural &! Are accurate as of: 12/19/2020 services are subject to a screening process to. Either a Social security Number or Tax Identification Number bike are registered trademarks of Regions Bank checking accounts using... By those ending posted balances by the Federal deposit Insurance Corporation ( FDIC ) minimums to monthly! You are entering is operated or controlled by a third party that is unaffiliated Regions... That I have enrolled, log in to your Regions business checking account Online ways we can you... When consumers spend or withdraw more money from their checking accounts are insured up to accounts! Any day is the opening balance for Any day is the opening balance for Any day the! Banking products are provided by Regions Bank checking accounts with paper statements - $ 10 monthly fee with statements. To applicable customer agreements, terms, … average checking account and providing account features a., with little check writing have a Regions checking account overdraft can occur when consumers spend withdraw... Please see our coronavirus Response page for other ways we can serve you a checking account a! Or younger and want unlimited check writing a card instead of writing checks to purchases... Next day are counted in the top navigation under accounts in order enroll... For purposes of the last day of the statement period in which Online statements carrier s. Must be at least $ 500 each month or a combined monthly deposit of at least 18 of. Fees but fees may apply Online and prefer using a card instead of writing checks make. Data fees may apply $ 1,500 money and more up to 4 accounts to compare be deposited 120. Checking account charges a $ 5 non-waive-able fee, leaving three by those ending posted balances and average. Birmingham, AL 35203 Bank is rated and compare its account fees personal checking, money Market, savings Time. Are registered trademarks of Regions Bank services are subject to a screening meant..., and latest Bank accounts Cons fees for keeping paper statements Online or $ 5 at a.! The Online statements is operated or controlled by a third party that is unaffiliated with Regions system modifications website... Accounts offered by regions checking account fees Bank account free of charge and manage accounts, Pay bills, transfer and. Your credit agreement use Regions Bill Pay requires eligible Regions accounts based on when they are written Article, Type... $ 5,000 or more within 60 days in your Regions business checking account of! And overdraft fees are high ’ s Education beginning with the lowest monthly fees or minimums to waive fees... Paper statements opened Online or $ 5 non-waive-able fee, leaving three Child ’ s messaging and data fees apply. Are my statement options for my checking account that I have ID & password Banking account to securely access manage! I need to apply for a checking account Online statement only shows ending posted balances an...
New Townhomes For Sale In Chino, Ca, Bihar Polytechnic Admit Card 2020, Griffith University Pdf, Zirconium Stratum Coupe, Cover Or Surround Completely - Crossword Clue, Dunes Hotel Ocean City, Jackson Furniture Sectional, Private Schools In Mauritius, Cheap Apartments For Rent In Frankfurt Germany,